Home ... What do you need to insure as a landlord?
Frequently Asked Questions

What do you need to insure as a landlord?

Homeowners insurance is shared between the owner and the tenant(s). As a homeowner, you must be insured against fire and water damage. Do you own an apartment in a multi-unit building? In that case, the property manager provides a building policy or co-ownership insurance that covers the entire building against fire damage.

Your tenant should also take out insurance for their personal belongings, as these are not covered by the home’s fire insurance or the building’s block policy. To insure their personal property, your tenant can contact an insurance broker.

Do you still have a question?

Just let us know, and we'll be happy to answer them

The Living Stone Dictionary